[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hodis.cz\/jakou-pujcku-si-vybrat\/#Article","mainEntityOfPage":"https:\/\/www.hodis.cz\/jakou-pujcku-si-vybrat\/","headline":"Jakou p\u016fj\u010dku si vybrat?","name":"Jakou p\u016fj\u010dku si vybrat?","description":"Um\u00edte si p\u0159edstavit soukrom\u00e9ho podnikatele, kter\u00fd by si na sebe nedok\u00e1zal vyd\u011blat, kter\u00fd by provozoval sv\u00e9 \u017eivobyt\u00ed na dluh? Ur\u010dit\u011b ne. To dok\u00e1\u017eou jedin\u011b politici se st\u00e1tem, ale ne n\u011bkdo,…","datePublished":"2021-06-02","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.hodis.cz\/author\/#Person","name":"","url":"https:\/\/www.hodis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hodis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hodis.cz\/wp-content\/uploads\/ciz%C3%AD%20pen%C3%ADze_10_8.jpg","url":"https:\/\/www.hodis.cz\/wp-content\/uploads\/ciz%C3%AD%20pen%C3%ADze_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.hodis.cz\/jakou-pujcku-si-vybrat\/","about":["Pen\u00edze"],"wordCount":408,"articleBody":"   Um\u00edte si p\u0159edstavit soukrom\u00e9ho podnikatele, kter\u00fd by si na sebe nedok\u00e1zal vyd\u011blat, kter\u00fd by provozoval sv\u00e9 \u017eivobyt\u00ed na dluh? Ur\u010dit\u011b ne. To dok\u00e1\u017eou jedin\u011b politici se st\u00e1tem, ale ne n\u011bkdo, kdo si vyd\u011bl\u00e1v\u00e1 na \u017eivobyt\u00ed skute\u010dn\u011b jenom vlastn\u00edm podnik\u00e1n\u00edm. A proto je v ka\u017ed\u00e9m podnik\u00e1n\u00ed prvn\u00edm pravidlem to, \u017ee si na sebe \u010dlov\u011bk mus\u00ed vyd\u011blat. St\u016fj co st\u016fj.A podnikatel\u00e9 se logicky tak\u00e9 maxim\u00e1ln\u011b sna\u017e\u00ed, aby se jim to poda\u0159ilo, aby dos\u00e1hli ide\u00e1ln\u00edch zisk\u016f. \u010c\u00edm v\u011bt\u0161\u00edch, t\u00edm pochopiteln\u011b lep\u0161\u00edch, ka\u017edop\u00e1dn\u011b ale takov\u00fdch, aby se jimi dal zaplatit jak chod a rozvoj jejich firmy, tak aby zbylo i na jejich ob\u017eivu.Jen\u017ee n\u011bkdy se to ani p\u0159es usilovnou snahu nepoda\u0159\u00ed. I kdyby se podnikatel\u00e9 sna\u017eili sebev\u00edc, nikdy nen\u00ed jist\u00e9, \u017ee dostanou od sv\u00fdch klient\u016f tolik, aby se podnik\u00e1n\u00ed vyplatilo. A proto si takov\u00ed moment\u00e1ln\u011b ne\u00fasp\u011b\u0161n\u00ed podnikatel\u00e9 nejednou berou p\u016fj\u010dky. Aby je do sv\u00e9ho byznysu investovali a t\u00edm bylo zaru\u010deno, \u017ee se chod firmy nezastav\u00ed a nezbankrotuje se.Jen\u017ee s p\u016fj\u010dkami to je nejednou slo\u017eit\u00e9. Soukromn\u00edk o n\u011b sice m\u016f\u017ee \u017e\u00e1dat, ale nikdy nen\u00ed nikde zaru\u010deno, \u017ee \u010dlov\u011bk v t\u00edsni skute\u010dn\u011b j\u00edm zvolenou p\u016fj\u010dku dostane. Proto\u017ee ne\u017e je p\u016fj\u010dka schv\u00e1lena a vyplacena, mus\u00ed se prok\u00e1zat, \u017ee ji ten, kdo si ji bere, dok\u00e1\u017ee i vr\u00e1tit. A takov\u00e9 prokazov\u00e1n\u00ed bonity b\u00fdv\u00e1 obvykle dost slo\u017eit\u00e9 a nejednou i nad s\u00edly toho, kdo si chce p\u016fj\u010dit.A proto je jedin\u011b dob\u0159e, \u017ee existuj\u00ed i hypot\u00e9ky bez registru, poskytovan\u00e9 nebankovn\u00edm sektorem. U t\u011bch se toti\u017e nemus\u00ed nic komplikovan\u011b prokazovat, tady se nemus\u00ed neskute\u010dn\u011b pap\u00edrovat a doufat, \u017ee to bude k n\u011b\u010demu. Tady sta\u010d\u00ed zaru\u010dit se za spl\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz podnikatelovou nemovitost\u00ed a r\u00e1zem je po probl\u00e9mu. Proto\u017ee v tu chv\u00edli u\u017e je nebankovn\u00ed spole\u010dnost ochotna p\u016fj\u010dku d\u00e1t, a to t\u0159eba i nemalou a s dlouhou dobou splatnosti. A to je tak\u00e9 d\u016fvod, pro\u010d si tolik podnikatel\u016f pr\u00e1v\u011b takovouto hypot\u00e9ku bere.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jakou p\u016fj\u010dku si vybrat?","item":"https:\/\/www.hodis.cz\/jakou-pujcku-si-vybrat\/#breadcrumbitem"}]}]